FAQS

Have a question?

Find answers to some of the questions asked most frequently by our clients

  • How much deposit do I need for a mortgage ?

       Standard Mortgages: You usually need a deposit of at least 5-10% of the home's price.

       First-Time Buyers: Some schemes allow you to pay as little as 5%.

       Buy-to-Let Mortgages: You'll likely need a larger deposit, around 25-40%.

       Larger Deposits = Better Deals: If you can put down 20% or more, you might get a better interest rate.

    So, generally, a 5-10% deposit is common, but it depends on the type of mortgage and your situation.

  • What is conveyancing ?

    Conveyancing is the legal process of transferring property ownership from one person to another. It involves:

       1. Preparing legal documents for the sale.

       2. Checking the property for any issues (like debts or legal problems).

       3. Exchanging contracts between the buyer and seller.

       4. Finalizing the sale and transferring ownership.

    A  solicitor usually handles these steps to make sure everything is done correctly.

    We provide all our customers with our conveyancing guide which explains step by step the processes.   Contact us today if you require any assistance.

  • What is Mortgage Protection ?

    Mortgage protection is insurance that helps cover your mortgage payments if you can't work due to illness, injury, or death. It ensures that your family can keep your home even if something unexpected happens to you.  Speak to us about your protection and how we can help you and your family ensuring your are fully protected.

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